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USD
MXN01
Download Monida
Create your account in minutes. Free on the App Store and Google Play. We accept the matrícula consular — no SSN needed.
Your hard workarrives whole.
Send money to Mexico and Guatemala from your phone. Pay in cash at 7-Eleven, Walmart, CVS, and thousands of other stores — or with your debit card.
You will see the exact exchange rate and the exact amount your family receives before you confirm. No surprises.
▶ Watch our demo on YouTubeHow much arrives home?
USD
They receive3,748.00
MXN- Exchange rate
- 1 USD = 18.74 MXN
- Total to pay
- $200.00 USD
Updating the reference exchange rate…
Deposit cash at 90,000+ stores in the InComm network
How it works
Cash here. Digital there.
You get paid in cash. We turn it into digital money that reaches home in minutes.
02
Pay your way
With cash: save your barcode and show it at the register of a participating store. Or use your debit card in the app.
03
Send it home
Choose who receives it in Mexico or Guatemala. See the rate, confirm, and track it until it arrives — typically within minutes.
See Monida in action — our app demo.
Why Monida
Why families choose Monida
- The exact exchange rate before you confirm — and exactly what your family receives.
- Cash accepted at 90,000+ stores through our partner network.
- Support in Spanish and English.
- Compliance-first: we follow the same federal rules as banks.
| Counter | Other apps | Monida | |
|---|---|---|---|
| Pay with cash | In line | Rarely | Yes — where you shop |
| Clear exchange rate | Hidden | Sometimes | Always visible |
| Track in an app | ✗ | ✓ | ✓ + balance and history |
FAQ
What everyone asks
How do I create an account?
Download the Monida app from the App Store or Google Play, tap 'Sign up', and follow the steps. You'll need a government-issued ID and a phone number.
Is the matrícula consular accepted?
Yes. We accept the matrícula consular from Mexico and Guatemala as a valid ID.
Can I use the app without a Social Security Number?
Yes. You don't need an SSN to send money with Monida. An ID and basic info are enough.
How does paying with cash work?
Three steps: 1) Start a transfer and pick 'Pay with cash'. 2) Save the barcode we give you. 3) Show it at the store's customer service desk and hand over the cash. You'll get a receipt.
Which countries can I send to?
Today we send to Mexico and Guatemala. More corridors are on the way.
What is the daily limit?
You can send up to USD $2,999 per day.
How long does delivery take?
Bank deposits usually arrive within minutes to a few hours, depending on the receiving bank's cut-off time.
How do I add a recipient?
Tap 'Recipients', then 'Add new'. Enter their full name, country, bank, and account or CLABE. Takes about a minute.